Optimise Interest Income

Can you analyze our cash positions and recommend ways to optimize our interest income?

I'll analyze your cash positions across all entities and bank accounts to identify optimization opportunities. Let me examine your current structure, interest rates, and recommend strategies to maximize returns while maintaining operational flexibility.

I've analyzed your cash positions across 5 entities and 15 bank accounts: Current Situation: • Total Cash: $16.5M (USD equivalent) • Current Annual Interest: $421,287 • Weighted Average Rate: 2.55% Key Optimization Opportunities: 1. Sweep $2.5M excess US operating cash to high-yield savings (4.50%) → +$101K/year 2. Negotiate tiered rates with Barclays on UK accounts → +£14K/year 3. Place €1M in treasury money market funds (3.75%) → +€11K/year 4. Set up auto-sweep accounts in Nordics (3.85%) → +SEK 88K/year Total Annual Benefit: +$187,543 (44.5% increase) The optimization plan includes 3 implementation phases over 12 weeks with minimal risk.